This comprehensive textbook covers trust fund accounting and handling, including a background of trust funds, managing trust fund bank accounts, maintaining accounting records, reconciling balances of accounting records, documentation requirements, what to expect in an audit or examination, and recording transactions.
Suitability of Annuity and Life Insurance Transactions for Seniors provides an in-depth examination of annuity and life insurance for Seniors in the United States with an emphasis on the regulations and policies that govern it and the types of annuities according to premiums paid, payout and investment options. This textbook provides a wealth of information regarding annuities, including public policy regarding Florida legislation protecting seniors and duties of insurers and insurance agents, and is a good source of information both for those new to annuities and senior life insurance transactions as well as a great review for those who are the more experienced in the field.
Selling Business Opportunities in California, 4th Edition, covers all aspects of the sale of business opportunities for the real estate professional, including how to obtain an authorization to sell a business opportunity, establishing value, financial statements, customers, bulk sales law, allocation of purchase price, corporate sales, alcoholic beverage control licenses, escrow, doing business in California, business taxes, discrimination and more.
This textbook provides a comprehensive overview of risk management for real estate professionals in the state of California and covers common area of risk management such as contract preparation, property conditions, trust fund handling, broker supervision, disclosures, RESPA violations, fraud, misrepresentation, as well as licensee activities likely to contribute to risk.
Real Estate Agency in California covers the agency relationship, duties of agents, agency liabilities, agency contracts, and agency relationships in modern brokerage practice, including a review of duties, disclosures and confidences in each.
Premium Discounts for Hurricane Loss Mitigation provides an in-depth examination of Hurricane Loss Mitigation in Florida with an emphasis on the regulations and policies that govern it and the types of Premium Discounts available and their benefits. This textbook provides a wealth of information regarding Hurricane loss mitigation, including Florida legislation regarding Hurricane damage programs. This textbook is a good source of information both for those new to Hurricane loss mitigation as well as a great review for those who are the more experienced in the field. Major subjects covered include: Florida legislation for hurricane loss mitigation, the My Safe Florida Home (MSFH program), the The Florida Comprehensive Hurricane Damage Mitigation Program, and, mitigation and premium discounts.
Policy Premium Laws in America is an in-depth examination of how policy premiums are developed and the laws that regulate them.
This textbook reveals how insurance companies determine policy premiums and how state agencies regulate them. Never before has any textbook revealed so much information and insight on this rare and fascinating subject.
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Major Subjects Covered
Oklahoma Health Care Reform and High Risk Pool provides an overview of health care reform, its social and economic characteristics, covering all the changes in the state of Oklahoma. This book discusses cost management provisions and covers limitations of drug addiction, mental condition as well as alcoholism and its coverage. Major subjects covered include: public health status indicators, Oklahoma’s uninsured population, health care reform in Oklahoma, the Health Insurance Portability and Accountability Act, and the High Risk Pool.
Mortgage Lending in California traces significant changes in the mortgage lending business as the real estate markets and sources of financing have changed over the last 60 years. No prior experience with mortgage lending is required to understand this textbook. Included are chapters on: The Mortgage Market; Types of Loans; The Real Property Contract and Escrow; The Lending Process; Title Insurance; Closing and Property Transfers; Real Estate Economics; FHA and VA Lending; Mortgage Brokers and Wholesale Lending; Financial and Mathematical Concepts of Mortgage Lending; Regulatory Compliance; Ethics in Mortgage Lending; and Mortgage Lending in California.
Mortgage Lending traces significant changes in the mortgage lending business as the real estate markets and sources of financing have changed over the last 60 years. No prior experience with mortgage lending is required to understand this textbook. Included are chapters on: The Mortgage Market; Types of Loans; The Real Property Contract and Escrow; The Lending Process; Title Insurance; Closing and Property Transfers; Real Estate Economics; FHA and VA Lending; Mortgage Brokers and Wholesale Lending; Financial and Mathematical Concepts of Mortgage Lending; Regulatory Compliance; and Ethics in Mortgage Lending.