Texas: Insurance Law in the United States

Insurance Law in the United States

The legal implications of – and the laws that govern – agent or broker conduct.

After completing this course you will gain a lawyer’s perspective in the principles of agency; agency powers and limitations; waiver and estoppel; misrepresentations and warranties by agents or companies, and hundreds of other laws that serve to protect the interests of the insurance-buying public.

Objectives

• Learn to spot unethical behavior by unscrupulous insurance companies or agents.
• Develop basic skills in properly filling out an insurance application, scheduling a medical examination, collecting advance premiums, etc.
• Gain insight to the legal implications of unethical agent, broker, or insurance company conduct.

Major Subjects Covered

• Knowledge of Agent as Imputed to the Company.
• Representations and Acts of Agent or Company.
• Misrepresentations and Warranties Generally.
• Authority of Agents for the Company.
• Types and Powers of Agents.

Course Level: Intermediate