Texas Agent & Adjuster Ethics & Responsibilities

REQUIRED course, Online ONLY, no final exam required
for TEXAS Agent & Adjuster Ethics Classroom Equivalent

This course is a study of ethical practices for insurance agents, examining closely the parties to whom agents owe an ethical responsibility, the law of agency, agent and broker liability, and deceptive trade practices and fair claims handling.

Objectives

• Learn the “new focus” on Business Ethics
• Gain an understanding of ethical decision making
• Compare ethic obligations and legal requirements
• Identify the duties resulting from the law of agency

Major Subjects Covered

• Introduction to Ethics
• The Common Law of Agency
• Perspective on the Unauthorized Practice of Law
• Ethics for the Insurance Industry
• Complex Ethical Dilemmas that Challenge
• Legal Vs. Ethical Responsibilities
• Agent and Broker Liability
• Consumer Protection
• Deceptive Trade Practices and Fair Claims Handling
• Unfair Claims Settlement Practices