Alabama: Insurance Laws in the US

Insurance Law in the United States

The legal implications of – and the laws that govern – agent or broker conduct.

After completing this course you will gain a lawyer’s perspective in the principles of agency; agency powers and limitations; waiver and estoppel; misrepresentations and warranties by agents or companies, and hundreds of other laws that serve to protect the interests of the insurance-buying public. 2004 edition.

Objectives

Learn to spot unethical behavior by unscrupulous insurance companies or agents.
Develop basic skills in properly filling out an insurance application, scheduling a medical examination, collecting advance premiums, etc.
Gain insight to the legal implications of unethical agent, broker, or insurance company conduct.

Major Subjects Covered

Knowledge of Agent as Imputed to the Company.
Representations and Acts of Agent or Company.
Misrepresentations and Warranties Generally.
Authority of Agents for the Company.
Types and Powers of Agents.
Course Level: Intermediate