Maine: Long Term Care Insurance in the U.S.

Long Term Care Insurance in the U.S.

This course provides an in-depth examination of long-term care in the United States with an emphasis on the regulations and policies that govern it and the types of long-term care insurance policies available and their benefits.

This well-written course provides a wealth of information regarding long-term care, including public policy regarding long-term care and its benefits and options. This textbook is a good source of information both for those new to long term care as well as a great review for those who are the more experienced in the field.

Objectives

• Learn about long-term care policy and how benefits are determined.
• Gain insight on who needs and qualifies for long-term care and what options they can choose when considering it.

Major Subjects Covered

• What is Long-Term Care?
• Who Needs Long-Term Care?
• How Much Does Long-Term Care cost?
• Who Pays For Long-Term Care?
• Reasons to Consider LTC insurance.
• Long-Term Care Insurance Risk Factors.
• Types of Available LTC Policies.
• Benefit Eligibility Triggers.
• How Benefits Are Paid.
• When Do Benefits Begin?
• How Policies Outline Benefit Coverage.
• Long-Term Care Policy Options.
• Coverage Qualification.
• How is the Premium Determined?
• Termination of Long-Term Care Policies.
• Protection for Long-Term Care Policies.
• What LTC Policies Do Not Cover.
• Alternatives to Long-Term Care Coverage.