Michigan Insurance CE: 2021 Annuities Best Interest

Michigan is one of several states that has adopted the best interest annuity rule based on the National Association of Insurance Commissioners (NAIC’s) revised Suitability in Annuity Transactions Model Regulation. Michigan law requires producers who engage in the sale of annuities to complete a one-time four-hour annuity training course. Redstone offers Michigan Insurance Continuing Education online courses. If a producer completed an annuity training course approved by the director prior to June 29, 2021, the producer must complete one of the following:

  • A new four-credit training course approved for use on or after June 29, 2021, or
  • An additional one-time, one-credit training course approved for use on or after June 29, 2021, on appropriate standards of conduct, sales practices, replacement, and disclosure requirements.

2021 Annuities Best Interest Course Objectives

  • Present an overview of annuity types and classifications,
  • Identify the primary uses of annuities,
  • Explain general annuity contract provisions affecting consumers,
  • Explain fixed, variable, and indexed annuity contract provisions.

Major Insurance CE Subjects Covered

  • Discuss annuity standards of conduct and sales practices with regard to the NAIC’s best interest annuity rule and its incorporation into,
  • The Michigan Insurance Code, and
  • Explain the taxation of qualified and nonqualified annuities.

Click here for more information: Annuity Suitability (Annuities – Best Interest), training requirements, effective June 29, 2021 (michigan.gov)

Why Relstone For Michigan Insurance CE

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Hours: 4 – Life, Health/Annuity